How bad is credit card debt in Vancouver, WA? We have been able to conclude that 21,172 of Vancouver’s 252,586 consumers are trying to find a debt relief solution of some kind or another. Debt consolidation is a somewhat low-cost way to get rid of debt.
You’ll find several different kinds of debt consolidation solutions: some with a loan, some without. Either way, you need to have a stable source of income. Don’t wait. Find out how much a debt consolidation service in Vancouver, WA, can save you.
Credit cards are definitely an easy way to shop online and in-store. However they often lead to huge debt. On the plus side, there are solutions available.
Of the 21,172 residents of Vancouver who need debt relief, most of them would benefit from a debt management plan above all else. This debt management plan has a lot of benefits:
- Single Payment Per Month
- Lowered Rates
- Less Penalties
In addition, these programs are typically quite affordable.
Debt consolidation loans come in two forms: unsecured loans and loans collateralized by your home. The second is most popular. Instead of sending checks to a wide variety of credit card providers each and every month, you’ll be responsible for your monthly debt consolidation loan payment. Most suitable candidates for debt consolidation loans in Vancouver have excellent credit and considerable earnings, since these are necessary to get a loan with a cheap interest rate.
Is a debt consolidation loan right for you?
Vancouver, WA Debt Loads
Here is the recommended monthly debt for an average resident of Vancouver, WA:
|Annual Income||Monthly Income||Recommended Monthly Debt||Severe Monthly Debt|
Of the 192,471 credit card holders in Vancouver, 21,172 can hardly afford the monthly minimums. Are you one of them?
Deciding on a Debt Consolidation Business in Vancouver, WA
When working with a debt consolidation company in Vancouver, it’s a good idea to ensure they observe FTC guidelines.
As per FTC guidelines, any Vancouver, WA debt consolidation consultant is required to:
- Explain their pricing and charges.
- Tell you how many weeks until they speak to each credit card company.
- Let you know how much you’ll have to have set aside before they will contact each and every lender.
- Clarify how debt consolidation may threaten your FICO ratings.
Picking a company at random is dangerous. It is best to speak to family or friends who have worked with a certain company. Alternately, you can request a free debt evaluation through our service.
Debt Consolidation Companies in Vancouver, WA
- National Credit Auditors Inc, 108 SE 124th Ave, #16, 98684
- Solutions, 7200 NE 41st St, #201, 98662
- ThisMakesSense, 5000 Main St, 98663
- Consumer Counseling Northwest – A Division of Apprisen Financial Advocates, 237 NE Chkalov Dr, #106, 98684
- A American Debt Consolidation, 1205 Broadway St, 98660
- Credit, Repair – Fast Credit Solutions,LLC, 10411 NE Fourth Plain Rd, #125, 98662
- Credit & Debt Counseling, 1004 Washington St, 98660
- Payday Loan, 7116 NE Fourth Plain Blvd, 98661
- Northwest Debt Relief Law Firm, 237 NE Chkalov Dr, 98684
- Columbia Credit Union ATM, 600 NE 92nd Ave, 98664
- Freedom First Funding, 8412 NE 9th St, 98664
- Tompkins, Michael Sales Mgr – Thrive Collection Services Corporation (TCS Corporation ), , 98604
Debt Collectors: Vancouver, WA
Are you getting letters or calls from collectors on an everyday basis? Debt consolidation usually reduces collection agency calls, because you can ask that your debt collectors get in touch with your consolidation agency instead.
- Accounts Receivable, Inc., 4001 Main St Ste 50, 98663-1888
- Bonneville Billing & Collections, Inc., 5512 NE 109th Ct Ste F, 98662-6175
- Cascade Recovery, Inc., 1111 Main St Ste 110, 98660-2987
- Columbia Collectors, Inc., 1104 Main St Ste 311, 98660-2955
- Corporate Financial Investigations, LLC, 705 Main St Ste 202, 98660-3164
- Discovery Financial Services, 9707 NE 54th Street Suite A, 98662
- Diversified Creditors Service, 717 E 22nd St, Suite A, 98663
- Fidelity Collection Service, 11818 S.E. Mill Plain Blvd.,Suite 213, 98684
- Professional Credit Service, 12503 SE Mill Plain Blvd Ste 205, 98684-4008
- Western Collection Bureau Inc., 5501 NE 109th Ct Ste L, 98662-6174