At WA Debt Consolidation, we could help you combine your debts into a single monthly payment.
For a no obligation debt quote, please fill out this convenient form. You’ll be on your way to financial freedom before you know it.
Credit cards can be an easy way to get into overwhelming debt. We may be able to help. The most common type of debt consolidation in Seattle, WA, entails the management of debt through a DMP.
This sort of debt consolidation has quite a few advantages:
- Single Payment
- Reduced Interest
- Fewer Late Payment Fees
In addition, these plans are normally rather reasonably priced. Enrollment ought to cost around $70, and the fee every month will be $25-40.
Debt Consolidation Loans: Seattle, WA
If you get a debt consolidation loan in Seattle, WA, the funds are used to pay back your active credit cards and/or payday loans. Needless to say, this loan must still be repaid.
The multitude of checks you were writing to different collectors will be superceded by one single payment each month – your Seattle debt consolidation loan’s payment. When you obtain a home equity loan, there may be positive tax implications. On the other hand, if you go delinquent on such a loan, your home could go into foreclosure. When you want to begin your journey to becoming debt-free, you should contact one of our debt specialists.
Seattle Debt Management vs Consolidation Loans
|Question||Debt Management||Debt Consolidation Loan|
|Single Payment Amount?||Yes||Yes|
|Good Credit Required?||No||Yes|
|Results in Debt Reduction?||No||No|
|Lower Interest Rates?||Yes||Yes|
|Damaging to Credit Ratings?||No||No|
|Collection Agencies Cease Phoning You?||Often||Yes|
|Valuable Asset Required?||No||Yes|
|Risk of Foreclosure?||No||Yes|
|The Length Of Time?||3-6 Years||10-15 Years|
|Preferable to Bankruptcy?||Yes||Yes|
To find out which alternative meets your requirements, it’s best to check with an expert.
Seattle, WA Payday Loans Consolidation
In Seattle, payday debt is just as widespread a concern as credit debt.
|Locals||1 Payday Loans||2 Payday Loans||Past Due|
Are you late on a number of payday advances? Fear not, there are Seattle WA payday loan consolidation companies who will help you consolidate your Seattle payday loans with just one monthly payment, take calls from loan companies, and cut back on the exorbitant loan rates associated with payday loans.
Do you want to read more or find out how to file a complaint against a payday loan service? For details, go to this webpage.
Debt Assessment: Seattle, WA
How much credit card debt have you got?
Let’s look at the recommended monthly debt for an average resident of Seattle, WA:
|Yearly Income||Monthly Income||Ideal Monthly Debt||Excessive Debt Load|
Is your debt load greater than 50%? If that’s the case, you need to talk with a debt consolidation expert near you.
Credit Card Debt Consolidation Regulations
In accordance with the FTC, your Seattle, WA debt consolidation agency needs to:
- Make clear their fee scheme.
- Inform you of how many weeks their program takes.
- Let you know how much you need to save before they will contact each credit card company.
- Explain any and all risks for your credit score.
Avoid any debt consolidation firms that have a record of disreputable behavior. To learn more, have a look at this listing of reports on the actual FTC site: In Debt?.
Debt Consolidation Programs in Seattle, WA
- A A Action Debt Relief Services, 1123 E John St, 98102
- American Financial Solution, 2400 3rd Ave, 98121
- Clearpoint Financial Solutions- Inc., 9709 3rd Ave NE, #210, 98115
- Construction Credit Corporation, 100 S King St, 98104
- Consumer Credit Counseling Service, 4220 Aurora Ave N, 98103
- Credit Counseling Centers of America, 1503 3rd Ave W, 98119
- CRW, 300 Queen Anne Avenue Street 429, 98101
- Essex Credit Corporation, 901 Fairview Ave N, 98109
- Essex Credit Corporation, 9030 Seward Park Ave S, 98118
- Province Mortgage Company, , 98144
- Debt Collection Agency B & A, 1014 8th Ave, 98104
- LLS Bankruptcy Attorneys Seattle, , 98052
- LIFELOCK SEATTLE, , 98052
- CREDIT REPAIR SEATTLE, , 98052
- My Cash Central, , 98052
- Consumer Credit Counseling Service, , 98052
- Seattle Credit Repair, 330 Cherry St, 98104
- Credit Repair Seattle, 152 Ward St, 98109
- Seattle Debt Consolidation Services, 301 Union St, 98101
- Capital Credit Enhancement Group, 701 5th Ave, #4200, 98104
- Nacm Western Wa-Al-Hi, 2118 3rd Ave, 98121
- Law Offices Christopher Green, 1325 4th Ave, #1500, 98101
- Credit Counseling, 655 SW 152nd St, 98166
Debt Collection Agencies in Seattle, WA
Have collection agencies been harassing you? Debt consolidation frequently results in fewer collector calls, as you can ask that your collectors contact your consolidation agency instead of you.
- A.C.S. (Allied Credit Services, Inc.), 1240 NE 175th St Ste C, 98155-5145
- AMG Financial, LLC, 1425 4th Ave., Suite 820, 98101
- Associated Credit Service, Inc., 1539 NE 177th St Ste C, 98155-5279
- Drico Recovery Services, 4719 University Way N.E., Ste. 201, 98105
- Elliott Bay Adjustment Co., Inc., 10740 Meridian Ave. North, Suite 200, 98133
- Marina Credit, Inc., 14618 24th Ave S, 98168-4203
- Northwestern Collection Service, Inc., 13500 Lake City Way NE, 98125-8301
- Physicians & Dentists Credit Bureau, Inc., 12720 Gateway Dr Ste 206, 98168-3333
- Professional Collection Agencies International, Inc., 15111 8th Ave SW Ste 300, 98166-2258
- U.C.S. Inc., 720 3rd Ave Ste 2210, 98104-1869