Debt Relief

Debt Consolidation – Lynnwood (WA)

At WA State Debt Consolidation, we match our clients with Lynnwood debt consolidation specialists who assist them to:

  • Combine their payments
  • Minimize or lock up their APR rates
  • Limit creditor calls

For your free debt consolidation evaluation, all you need to do is call us or fill out our contact form. We can connect you with a debt consolidation company according to the amount you owe, your location, and other factors.

>> Get Your No Obligation Debt Consolidation Assessment!

The sheer number of people with an array of credit cards and multiple overdue payments is hard to ignore. We can help.

There are approximately 6,515 people in Lynnwood who could use debt consolidation, and the majority would be best served by a debt management plan.

A DMP provides many advantages:

  • Only One Payment Per Month
  • Decreased Annual Percentage Rates
  • Reduced Extra Fees

On top of that, DMP’s are one of the most inexpensive ways to consolidate credit debt in Lynnwood, WA, only $25-40 a month.

Debt Consolidation in Lynnwood WA

Lynnwood, WA Debt Consolidation Loans

As you probably know, debt consolidation may involve getting a loan to pay back your credit cards and other debts with a lower rate of interest.

The plethora of checks you were writing to various collectors will be combined into one simple payment per month – your Lynnwood debt consolidation loan payment. Bear in mind, these kinds of loans will not give you any of the budget-related instruction you’ll get from credit counseling.

Is a debt consolidation loan right for you?

Payday Loans Consolidation: Lynnwood (WA)

Payday Loan Consolidation Companies Lynnwood WA

Payday loans are becoming more popular as a result of the economic climate. The figures are astounding:

  • 4,042 people in Lynnwood secure at least one payday loan each and every year.
  • 3,072 [city residents] secure 2 payday loans per annum.
  • 1,778 of these people are overdue on their payday loan.

This means nearly half of payday loan debtors are not able to repay these loans! Thankfully, we work with payday loan consolidation services in Lynnwood, WA, that can assist you to consolidate your Lynnwood payday loans with a smaller monthly installment, handle telephone calls from debt collectors, and minimize the inflated interest levels you can expect from these types of loans.

Do you want to have a look at payday loan laws in Washington? For more info, pay a visit to this page.

Lynnwood Debt Budgeting

How much credit card debt have you got?

Let’s look at the optimum monthly debt for the average resident of Lynnwood, WA:

Yearly Income Monthly Income Recommended Monthly Debt Severe Monthly Debt
$24,974 $2,081 $749 $1,041

You are not the only person in Lynnwood struggling with debt. Believe it or not, we estimate that 6,515 of Lynnwood’s 77,731 residents are trying to find debt relief.

Looking for a Debt Consolidation Business in Lynnwood, WA

When you find a debt consolidation company in Lynnwood, it’s good to be certain they observe FTC rules.

As outlined by the FTC, any Lynnwood, WA debt consolidation firm must give you the following information before you register for their program:

  • Payment structure.
  • How long before they make contact with each lender.
  • The amount that must be saved before they will reach out to your creditors.
  • The adverse impact on your credit scores.

It would be too much of a risk to choose your firm without doing some research. You’ll want to chat with friends or colleagues who have been clients of agencies you’re considering. Alternately, you can allow us to find you a debt consolidation company in Lynnwood through our web form.

  • Atlas Mortgages- Dennis Bennett, 4630 200th St SW, 98036

Debt Collections Agencies: Lynnwood (WA)

Are you getting calls or letters from debt collectors 24/7? If you need to submit a grievance against a debt collector, you can do so here: www.ftccomplaintassistant.gov.

  • Audit and Adjustment Co., 19401 40th Ave W Ste 312, 98036-5600
  • Barkley Financial Services, 5700 188th St SW Ste B, 98037-4332
  • Debt Recovery Management Inc., 3717 196th St. S.W. #207, 98036
  • West Coast Adjustors, 19711 64th Ave W, 98036-4588