Debt Relief

Debt Consolidation – Gig Harbor (WA)

Debt Consolidation Loans Gig Harbor WA

At Washington Debt Consolidation, we connect residents of Gig Harbor, WA, with debt consolidation pros who help them:

  • Reduce their monthly payments
  • Bring down or freeze their APR rates
  • Decrease debt collector calls

For a free debt assessment, simply call us or fill out our contact form. We can connect you to a debt consolidation company in Gig Harbor, WA, according to how much debt you’re carrying, where you live, and various other variables.

>> Get Your Debt Consultation – Right Now!

Credit Card Consolidation: Gig Harbor (WA)

Debt Consolidation Companies Gig Harbor WA

Too often, credit cards are as risky as they are convenient. Thankfully, there are options.

The leading form of debt consolidation in Gig Harbor, WA, means the management of debt through a debt management plan. This type of debt consolidation provides numerous benefits:

  • Single Payment Per Month
  • Reduced Interest Rates
  • Reduced Penalties

If you are searching for a credit card consolidation agency in Gig Harbor, WA, this is among the most affordable ways to go.

Gig Harbor WA Debt Consolidation

Debt Consolidation Loans: Gig Harbor (WA)

Debt Consolidation Programs Gig Harbor WA

There are two main types of debt consolidation loans: unsecured personal loans and home equity loans, of which the second is most popular.

If you get a debt consolidation loan in Gig Harbor, WA, you should enjoy reduced monthly payments and fewer calls from debt collectors. Since of course, your past debts will be paid in full.

Of course, plenty of experts say that credit counseling is a more sensible alternative.

Get in touch with a debt consolidation specialist to learn which debt consolidation option is ideal for you.

Debt Settlement vs Consolidation in Gig Harbor, WA

Debt consolidation and settlement are different ways of getting rid of debt. Debt settlement is an intense negotiation that results in a percentage of your debt basically being forgiven.

We’ve provided a chart to help you determine which strategy is correct for you.

Question Debt Consolidation Debt Settlement
Single Monthly Payment? Yes Yes
Zero Cost Financial Counseling Offered? Yes Yes
Overall Debt Reduced? No Yes
APR’s Decreased? Yes No
Bad for Credit Ratings? No Yes
Debt Collectors Required to Cease Phoning You? No No
Must Have a Valuable Asset? No No
Suited to Private College Loans? Yes No
Works for Medical Bills? Yes Yes
Suited to Communal Property Debt? No No
Works with Cash Advances? Yes Yes
Suited to Small Business Debts? Yes Yes
Suited to Small Debts? Yes Yes
Can Lenders Sue You? Yes Yes
Preferable to Bankruptcy? Yes Yes
Lump Sum Payments Mandatory? No Yes
Negative Tax Consequences? No Yes

To determine which option would meet your needs, you need to call a specialist.

Gig Harbor, WA Debt Loads

Debt Consolidation Programs Gig Harbor WA

Here is the ideal debt load for an average Gig Harbor resident:

Annual Income Income Per Month Optimal Debt Load Problematic Debt Load
$57,897 $4,825 $1,737 $2,413

Do you have at least $10K in debt? Then you really should talk with a debt consolidation expert in Gig Harbor, WA.

Settling on a Debt Consolidation Agency in Gig Harbor, WA

The FTC has dedicated policies that govern how debt consolidation services conduct business.

According to the FTC, your Gig Harbor debt consolidation service has to give you an in-depth review of:

  • All prices and fees.
  • How long their program takes.
  • The amount that you have to save before they’ll contact your creditors.
  • How your credit rankings will be impacted.

Picking a service from the phonebook is too risky. It’s best to speak to family or friends who have knowledge of a certain firm. On the other hand, you can let us find you a debt consolidation company in Gig Harbor through our easy contact form.

  • Gig Harbor Processing, 4410 158th St NW, 98332
  • MJL Consulting, 14998 30th Ave NW, 98332

Debt Collectors: Gig Harbor, WA

  • AllianceOne Receivables Management, Inc., 6565 Kimball Dr., Suite 200, 98335-1200

Debt Consolidation Gig Harbor WA