At WA Debt Consolidation, we connect people in Bothell, WA, with debt consolidation specialists whose goal is to:
- Lower their payments
- Lower or freeze their APR rates
- Limit debt collector calls
For a free debt consolidation evaluation, all you have to do is call us or complete our contact form. We can connect you with a debt consolidation firm in Bothell, WA, considering:
- Your Unsecured Debt.
- Where You Live (Bothell).
The extremely high interest rates associated with credit card accounts can lead to considerable debt or even bankruptcy. Thankfully, there are solutions. In most cases, Bothell residents elect to combine their debts into a debt management program.
This DMP offers many benefits:
- Consolidated Payment Per Month
- Reduced Rates
- Waived Penalties
If you’re searching for a debt consolidation company in Bothell, WA, this is one of the most economical solutions:
- Enrollment: $75 or less
- Monthly Fee: $20-40
Bothell (WA) Debt Consolidation Loans
If you have a favorable credit record, you can probably obtain a debt consolidation loan to pay down what you owe.
The variety of payments you were sending to varied creditors will be superceded by a single monthly installment, your Bothell debt consolidation loan payment.
When you have less-than-perfect credit, securing a debt consolidation loan in Bothell will be an issue.
Is a debt consolidation loan a good idea?
|Questions||Debt Management||Debt Consolidation Loan|
|One Monthly Payment?||Yes||Yes|
|Good Credit Required?||No||Yes|
|Actual Debt Reduced?||No||No|
|Interest Levels Decreased?||Yes||Yes|
|Adverse Influence on Credit Report?||No||No|
|Collection Agencies Stop Contacting You?||Often||Yes|
|Will Need a Valuable Asset?||No||Yes|
|Could Lose Home?||No||Yes|
|The Length Of Time?||3-6 Years||10-15 Years|
To figure out which solution meets your requirements, you need to chat with an experienced professional.
Consolidating Payday Loans: Bothell (WA)
How about debt consolidation for payday loans? Look at the following figures:
- Bothell residents who get payday loans: 5,373
- Bothell residents who have more than one payday loan: 4,084
- Bothell residents that are unable to pay off their payday loans: 2,364
Thankfully, we can help you find payday loan consolidation companies in Bothell, WA,. Need to free yourself from payday debt?
Debt Analysis: Bothell, WA
In a perfect world, around 36% of your monthly income should be allotted to repaying what you owe. This consists of both secured and unsecured debts:
- Credit Cards
- All Loans
- Rent or Mortgage Payments
Let’s suppose you make $3,507 each month, which is about average average in Bothell, then, ideally, you would spend no more than $1,298 a month. Of course, many Bothell residents are in severe debt, with a debt to income ratio of more than 50%. They’re forking over more than $1,754 a month!
Are you carrying at least $10K in credit debt? If so, you need to get in touch with a debt consolidation specialist near you.
- WA Debt Consolidation Company? Contact us!
Debt Collectors: Bothell (WA)
- CCV/CIC, 10413 Beardslee Blvd, 98011-3205
- Dynamic Strategies, Inc, 2525 220th St SE Ste 201, 98021
- Evergreen Professional Recoveries, Inc., 12100 NE 195th St Ste 325, 98011-5768
- Receivables Performance Management, 1930 220 St Se Ste 101, 98021